USA+ Ameritas DENTAL CARE Insurance
UPDATE 2015 - AMERITAS DENTAL CARE PLAN NO LONGER AVAILABLE IN NY STATE. I CAN HELP MY CLIENTS WITH THIS PLAN IN PA, NJ, CONN & GA.
Call or email and I can tell you all about it. Robin Alexander-917.406.8714 Robin@RobinAlexander.com
Sold under the name USA+ Ameritas Group (United Service Association). You receive the benefits and costs of large group coverage as an individual. (Think AAA or Union Plans)
Check out this video for a quick overview: http://player.vimeo.com/video/82391754
How does this plan stack up against the popular AARP Dental Plan? See for yourself
PLAN
BENEFIT DESCRIPTION
|
AARP
- PPO Plan B
Monthly Premium
Individual: $47.76
2 people $93.97 3 + $133.53 |
AARP
- PPO Plan A
Monthly Premium
Individual: $67.51
2 people: $133.44 3 +$202.90 |
AMERITAS DENTALCARE
1st Year
Monthly Premium
Individual: $69.00
2 people $99.00 3 + $139.00 |
AMERITAS DENTALCARE
2nd , 3rd, 4th
Year, etc
Monthly Premium
Indiv: $69.00
2 people $99.00 3 + $139.00 |
Deductible per calendar year per person
|
$100
|
$50, waived on Diagnostic and Preventive
|
$70
|
$70
|
Maximum per calendar year per person
|
$1,000
|
$1,500
|
$2,500
|
2nd Yr: $2,900*
3rd
Yr: $3,300*
4th
Yr: $3,900*
|
You
Pay
|
You
Pay
|
You
Pay
|
You
Pay
|
|
Office visit
|
20%
|
0%
|
20%
|
0%
|
Exams
|
20%, 3 per Calendar Year
|
0%, 3 per Cal Year
|
20%
|
0%
|
X-rays
|
20%
|
0%
|
40%
|
0%
|
Cleanings
|
20%, 3 per Calendar Year
|
0%, 3 per Cal Year
|
20%
|
0%
|
Fillings
|
50%
|
50%
|
75%
|
25%
|
Root canals
(Endontic Services)
|
50%
|
50%
|
90%
|
60%
|
Gum treatment (Periodontic Services)
|
50%
|
50%
|
90%
|
60%
|
Extractions
(Oral Surgery)
|
50%
|
50%
|
75%
|
25%
|
Denture repair
|
50%
|
20%
|
75%
|
25%
|
Crowns
|
50%
|
50%
|
90%
|
60%
|
Orthodontics
|
Not a covered benefit
|
Not a covered benefit
|
Not a covered benefit
|
Not a covered benefit
|
*AMERITAS DENTALCARE
2) Submit claim for payment prior to April 1st 3) Total benefits paid for current year visits musrent year visits must
be less than $750
* If you meet all 3 requirements you will have an additional $400
available in Annual Maximum for the next year.
** In future years, if you have benefits paid of less than $750,
additional amounts of $400 will be added to
the carryover amount.
***Your annual maximum caps out at $3700 in four years just for visiting
the dentist at least once a year and having no more than $750 of work
done.
THIS PLAN HAS AN "ALL DENTIST NETWORK" ANY DENTIST WILL OFFER REDUCED FEES. GO TO AN AMERITAS DENTIST (65,000 DENTISTS IN THE NETWORK) AND SAVE SIGNIFICANTLY MORE
Call or email and I can tell you all about it. Robin Alexander-917.406.8714 Robin@RobinAlexander.com