Finally a Seriously Decent Dental Plan for Individuals, Sole Props & Small Biz

   USA+ Ameritas DENTAL CARE Insurance 

UPDATE 2015 - AMERITAS DENTAL CARE PLAN NO LONGER AVAILABLE IN NY STATE. I CAN HELP MY CLIENTS WITH THIS PLAN IN PA, NJ, CONN & GA.

               Call or email and I can tell you all about it. Robin Alexander-917.406.8714                                                       Robin@RobinAlexander.com

Sold under the name USA+ Ameritas Group (United Service Association). You receive the benefits and costs of large group coverage as an individual. (Think AAA or Union Plans)

Check out this video for a quick overview:  http://player.vimeo.com/video/82391754

How does this plan stack up against the popular AARP Dental Plan? See for yourself

PLAN BENEFIT DESCRIPTION	AARP - PPO Plan B Monthly Premium  Individual:  $47.76 2 people    $93.97 3 + $133.53	AARP - PPO Plan A Monthly Premium  Individual:  $67.51 2 people:  $133.44 3 +$202.90	AMERITAS DENTALCARE 1st Year Monthly Premium  Individual:  $69.00 2 people    $99.00 3 + $139.00	AMERITAS DENTALCARE 2nd , 3rd, 4th Year, etc Monthly Premium  Indiv:  $69.00 2 people    $99.00 3 + $139.00
Deductible per calendar year per person	$100	$50, waived on Diagnostic and Preventive	$70	$70
Maximum per calendar year per person	$1,000	$1,500	$2,500	2nd Yr: $2,900* 3rd Yr: $3,300* 4th Yr: $3,900*
	You Pay	You Pay	You Pay	You Pay
Office visit	20%	0%	20%	0%
Exams	20%, 3 per Calendar Year	0%, 3 per Cal Year	20%	0%
X-rays	20%	0%	40%	0%
Cleanings	20%, 3 per Calendar Year	0%, 3 per Cal Year	20%	0%
Fillings	50%	50%	75%	25%
Root canals   (Endontic Services)	50%	50%	90%	60%
Gum treatment (Periodontic Services)	50%	50%	90%	60%
Extractions       (Oral Surgery)	50%	50%	75%	25%
Denture repair	50%	20%	75%	25%
Crowns	50%	50%	90%	60%
Orthodontics	Not a covered benefit	Not a covered benefit	Not a covered benefit	Not a covered benefit

*AMERITAS DENTALCARE has a “Reward” program for members who take care of their teeth and use a portion of their annual maximum benefits. With this increasing maximum feature, each member/dependent earns additional money towards their next  year annual max all the way up to year 4. Here’s how it works:                                                                                                                               1) Visit your Dentist during the year.

2) Submit claim for payment prior to April 1st                                                                                                 3) Total benefits paid for current year visits musrent year visits must be less than  $750

* If you meet all 3 requirements you will have an additional $400 available in Annual Maximum for the next year.                                                                                            

** In future years, if you have benefits paid of less than $750, additional amounts of $400 will be added to  the carryover amount.                                                    

***Your annual maximum caps out at $3700 in four years just for visiting the dentist at least once a year and having no more than $750 of work done.       

THIS PLAN HAS AN "ALL DENTIST NETWORK" ANY DENTIST WILL OFFER REDUCED FEES. GO TO AN AMERITAS DENTIST (65,000 DENTISTS IN THE NETWORK) AND SAVE SIGNIFICANTLY MORE 

              Call or email and I can tell you all about it. Robin Alexander-917.406.8714                                                       Robin@RobinAlexander.com  

My Advocate helps you find healthcare programs and savings which you deserve. Sign up today for free.

https://www.myadvocatehelps.com/

My Advocate

formerly Social Service Coordinators, is a set of three different programs designed to assist members with health care costs and other potential financial and social challenges: Low Income Subsidy (LIS), Medicare Savings Program, and Golden Touch.

• Low Income Subsidy (LIS) is available for Part D premium, Part D deductible, Part D  copayments.
• The Medicare Savings Program (MSP) is similar to state Medicaid and covers Part B premium ($104.90/month in 2014), Part B deductible ($147 in 2014) and Parts A and B cost sharing.
• Golden Touch is a collection of financial assistance and other community-based programs. Golden Touch Advocates have access to over 7,000 different national and local programs to offer individuals.

As a Licensed, certified Medicare Product Specialist, I can help members and consumers understand if My Advocate is a good fit for their needs. Many Americans are eligible for, but not enrolled into, social service programs that can improve quality of life and lower cost of care. Members and consumers might not know that they are eligible for My Advocate, which may offer valuable assistance in their health care needs. This is where I come in – as your agent I can help you learn more and understand if the My Advocate Program is a good fit.

 

Talk to you soon!

 

Robin Alexander
Licensed Medicare Agent
9701 Shore Road | Suite 1C | Brooklyn, NY 11209
p. 917.406.8714 | f. 718.374.5358
email: robin@robinalexander.com
http://robinalexandermedicare.blogspot.com/

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